Identity ~1.2s typical

Aadhaar–PAN Link Status

Find out about an unlinked PAN during onboarding, not during settlement.

POST /v1/identity/aadhaar-pan

# Request
"input": "PAN + Aadhaar reference"

# Response fields
{
  "link_status": …,
  "pan_status": …,
  "name_match": …,
  "consent_ref": …,
  "checked_at": …
}

~1.2s typical · sandbox available

Overview

What this endpoint does

An unlinked PAN is a quiet problem. Nothing fails at sign-up. It fails later — at a transaction limit, a tax deduction, a payout — by which point the customer is mid-journey and the fix is a support ticket instead of a form field.

This endpoint returns linkage status against a PAN and Aadhaar reference, so you can surface the issue at the moment the customer is already filling in details and most likely to resolve it.

Response

What comes back

Every field is returned structured and timestamped, ready to store against the record it belongs to. Nothing requires parsing a photograph or interpreting free text.

See full documentation

Aadhaar–PAN Link Status response fields
Field	Description
`link_status`	linked, not_linked or indeterminate
`pan_status`	Whether the PAN itself is active
`name_match`	Whether holder names reconcile across records
`consent_ref`	Consent reference, echoed back
`checked_at`	Timestamp of the check

Use cases

Where teams use it

Investment account opening

Block a predictable downstream failure before the account goes live.

Pre-disbursement checks

Confirm linkage before funds move and reconciliation becomes someone's afternoon.

Portfolio remediation

Sweep an existing customer base and prompt only the accounts that actually need action.

Merchant onboarding

Validate tax identifiers as part of seller verification rather than after the first payout.

In context

Sectors that rely on this check

Banking & NBFC

Shorten account opening and loan origination without loosening the controls your auditors expect.

Fintech

Keep sign-up to a single session while meeting the verification bar your regulator and your partners both expect.

Also available

Related endpoints

Aadhaar Verification

Consent-based Aadhaar identity confirmation with masked handling throughout and a full audit trail on every call.

Explore the API

PAN Verification

Validate a PAN and confirm the holder name matches your record, before it propagates into billing and tax.

Explore the API

Try Aadhaar–PAN Link Status in the sandbox

Keys the same day, realistic payloads including failure cases, and engineers on the other end of the channel.

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